Finlingo is a mobile AI-driven finance assistant that runs in the background to analyze transactions, surface spending trends, and identify subscriptions and cash-flow changes. It automatically detects subscription renewals, hidden leaks, unusual activity, and recurring bills without manual setup or rigid budgeting rules, then delivers concise, actionable insights and answers via an intelligent chat interface. Designed with a clean, privacy-conscious architecture and secure account connections, Finlingo reduces manual tracking and financial noise so users can stay aware and act early on money issues.