Rivault vs Speech To Markdown: Features, Pricing & Which Is Better (2026)
A side-by-side comparison of Rivault and Speech To Markdown — features, pricing, and ideal use cases — to help you decide which AI tool fits your workflow.
Rivault
Rivault
A zero-knowledge vault that lets AI agents request sensitive data on demand, unlocked by Face ID or passkey and redacted after each task.
Key features
- Zero-knowledge Vault: Sensitive data is encrypted client-side so Rivault never has access to the underlying values by default.
- Per-request Auth: Every agent access triggers a fresh authorization request that you approve with Face ID or a passkey.
- Deterministic Redaction: Data is scoped to a single task and redacted from the agent's context after completion.
- Agent-agnostic Integration: Works with chat-based AI agents and Computer Use Agents that automate browser or desktop flows.
- Ownership of PII: Store SSN, payment info, phone numbers, and emails once and reuse without leaving copies in session logs or memory.
- Biometric Unlock: Face ID or passkey approval keeps the human in the loop for every sensitive field release.
Best for
- Agent-driven Bookings: Approve passport and card details on-demand when an agent books flights or hotels.
- Automated Form Fill: Let CUAs complete government or insurance forms without leaving PII in browser logs.
- Customer Support Delegation: Grant scoped access to account numbers when an agent handles a service call for you.
- Recurring Task Automation: Reuse stored credentials across many agent workflows without pasting them each time.
- Enterprise Agent Deployments: Add a consent + audit layer for teams deploying agents that touch sensitive employee or customer data.
Speech To Markdown
xajik
Free, 100% local macOS menu-bar app that turns speech into structured markdown using whisper.cpp and any local LLM.
Key features
- 100% Local Pipeline: Runs whisper.cpp for speech-to-text and any local LLM server for structuring — no cloud calls and no API keys required.
- Global Dictation Hotkey: Press ⌘⌥] in any app to have the transcript typed straight at your cursor, works in Terminal, browser, Slack, and more.
- Agent Mode Live Structuring: A floating capsule streams your voice through the LLM into a real-time Markdown, plain text, or HTML document.
- One-Line Install: A single curl-piped script installs xcodegen, whisper-cpp, and ffmpeg via Homebrew, then builds the app from source into /Applications.
- iOS Companion: A fully offline iPhone/iPad app that uses Apple Intelligence on iOS 26+ (iPhone 15 Pro and up).
- Multiple Output Formats: Format, edit, or append the LLM output as Markdown, plain text, or HTML from a single control panel.
- Send-Now Flush: The Send (⏎) control flushes the current buffer to the LLM immediately instead of waiting for the pause/word-count threshold.
- Model Picker: Download and swap Whisper models from Settings — Base (~150 MB) is a good starting point.
Best for
- Private Meeting Notes: Dictate meeting recaps on a Mac with sensitive content that must never leave the device.
- Voice-Driven Coding Comments: Speak function docstrings or PR descriptions into your editor at the cursor via Global Dictation.
- Structured Journaling: Use Agent Mode to ramble freely and get a clean, headed Markdown document out in real time.
- Offline Field Notes on iOS: Capture voice notes on an iPhone with no signal, structured into markdown using on-device Apple Intelligence.
- Slack / Email Long-Form: Dictate long replies straight into Slack or Mail without opening a separate transcription tool.